Discover the Bergen County Towns with the Lowest Property Taxes in 2025

Bergen County, New Jersey, offers a unique blend of suburban charm, proximity to New York City, and strong community values—but let’s be honest: property taxes are often top of mind for anyone considering a move or investment in the Garden State. Known for having some of the highest property taxes in the country, New Jersey can be a tough sell for budget-conscious homebuyers.

But here’s the good news: not all towns in Bergen County hit your wallet the same way. If you're looking to plant roots or invest in real estate without being crushed by annual tax bills, there are some standout municipalities that offer more breathing room.

According to data recently released by the New Jersey Department of Community Affairs, here are the top 10 Bergen County towns with the lowest average property tax bills in 2025:

Bergen County’s 10 Lowest Property Tax Towns (2025)

1. Teterboro – $2,108

2. East Rutherford – $7,509

3. Carlstadt – $7,937

4. Moonachie – $8,603

5. Hackensack – $9,212

6. Rochelle Park – $9,284

7. Garfield – $9,392

8. Mahwah – $9,794

9. Cliffside Park – $9,982

10. Elmwood Park – $10,001

While the state’s average property tax bill surpassed $9,700 this year, some of these towns are beating that number by thousands—and in the case of Teterboro, by a landslide.

Why Teterboro’s Taxes Are So Low

With a jaw-dropping average property tax of just $2,108, Teterboro tops the list. How is this even possible? Simple: Teterboro is mostly commercial and industrial, with just a small residential community. That business presence covers the lion’s share of municipal costs, relieving homeowners of a hefty tax burden.

However, there’s a trade-off. With fewer than 100 residents, limited housing options, and minimal public amenities, Teterboro may not be your dream neighborhood—but it is a fascinating example of how tax structures can vary drastically even within the same county.

More Affordable, Still Desirable

Other towns like East Rutherford and Carlstadt offer significantly lower taxes without sacrificing the residential experience. These communities boast good schools, parks, and access to public transit, making them ideal for first-time homebuyers, young professionals, and retirees alike.

Even larger towns such as Hackensack and Mahwah, which offer more in terms of shopping, dining, and cultural experiences, manage to keep property tax bills under $10,000—well below Bergen County’s highest-tax towns like Tenafly, Alpine, or Ridgewood.

What Do Lower Property Taxes Mean for You?

Lower property taxes don’t just mean smaller monthly payments—they can open doors to homeownership, increase your borrowing power, and help you build equity faster. However, they also may reflect differences in services such as school funding, public safety, or infrastructure investment. That’s why it’s essential to look beyond the numbers.

Here are a few questions to consider:

• Does the town have good schools, and how are they funded?

• Are municipal services like snow removal, garbage pickup, and parks maintenance reliable?

• Is the town growing, or is it in decline?

Final Thoughts: Smart Moves in 2025

Whether you're shopping for your first home or expanding your investment portfolio, property taxes are a critical part of the puzzle. Bergen County remains a desirable area with access to urban opportunities and suburban tranquility—but savvy buyers know to dig deeper than curb appeal.

By focusing on towns with low property tax burdens, you can make a smarter move without compromising your lifestyle. Towns like Carlstadt, Moonachie, and Garfield may not always make headlines, but they offer excellent value and livability for the long haul.

If you’re ready to explore opportunities in these towns or want guidance tailored to your budget, feel free to reach out—I’d be happy to help you navigate the Bergen County market.